Like I said, business owners would be much less willing to take the risk that is inherent in starting up a company without the benefit of having insurance.
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05-14-2013 #101"you are both the product and the architect of your environment"
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I would propose doing away with them altogether and starting from scratch, limit the size the corporation can grow to and limit the functionality. It's supposed to be about protection and relief in case of a catastrophe and thus, it should be kept to that functionality.
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