Just want to know if I'm wasting my money. Will I be able to access it again from the garage???
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If I buy a car and total it/lose it is it lost forever?
Yeah, if you buy it and don't put it somewhere it can be saved. Such as the garage. Its lost.
I've bought lots of cars, but always been careful to put them back in the garage before going on a mission. It sucks balls.
Sometimes, it'll get impounded. But that happens rarely if ever for me.
On singleplayer? I'm pretty sure unless you park it in your large garage after you're done with it you have a high chance of losing it. And even then you could lose it. I still have all mine that I've bought, but others aren't so lucky. I'm pretty sure if it gets totaled it's gone for good.
If you leave it on the street it should get impounded and cost $250 to retrieve. I've been able to get mine back from there, but it's possible to have other cars impounded and make your bought car inaccessible (as there's only two impound cars at a time).
On online, your car saves a ton better. You can insure them and it gets tracked on the map, so you can park it somewhere, fly to the other side of the map and when you return it's still there. My Carbonizarre I insured for like $7500 and to get it replaced after it's totaled is around $2700.
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