48hours passed and I still can't purchase shit. I got the same message wrong credit card info.
Changed the info for the millionth time and then I got a rain of different error messages. "We can't add funds right now", "the network is under maintenance", and lastly, "this feature is temporarily unavailable, please try again later". I got this while trying to access my wallet on the PS4 settings. So in other words, my wallet aka my credit card details are temporarily unavailable. That's it. I'm cursed.